Hell. Yes.

"Jeremy H formerly Kalakaboooom" (jeremyhampson)
08/25/2014 at 09:48 • Filed to: None

Finally got my wife's car totally and 100% paid off. Feels awesome.

DISCUSSION (31)

thebigbossyboss > Jeremy H formerly Kalakaboooom
08/25/2014 at 09:50

Huzzah.

My fiancee is almost done paying her student loans. Of excitement!

MontegoMan562 is a Capri RS Owner > Jeremy H formerly Kalakaboooom
08/25/2014 at 09:51

daaaaaamn nice!

Jeremy H formerly Kalakaboooom > thebigbossyboss
08/25/2014 at 09:54

Nice! That has to be a huge relief to be close to paying that off.

MazdaMonkey > Jeremy H formerly Kalakaboooom
08/25/2014 at 09:55

Awesome!!! I only have six more payments on the Miata. I can't wait!

Jeremy H formerly Kalakaboooom > MazdaMonkey
08/25/2014 at 09:57

Nice! It definitely feels different, having a car loan and then not having one. It's just like, "Holy shit, it's actually over!"

JR1 > Jeremy H formerly Kalakaboooom
08/25/2014 at 09:58

Soooooo more money to throw at the Porsche then right?

Nerd-Vol > Jeremy H formerly Kalakaboooom
08/25/2014 at 09:59

Time to purchase a new one!

Jeremy H formerly Kalakaboooom > JR1
08/25/2014 at 10:00

Oh you know it. Baby needs a new set of brakes!

MazdaMonkey > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:01

Totally. Part of me just wants to make the last few payments now and get it over, but then I realize that the interest penalty on just waiting it out is so small it makes more sense to keep doing payments.

It is time for you to take that extra monthly income and buy a track car!

Jeremy H formerly Kalakaboooom > Nerd-Vol
08/25/2014 at 10:02

Oh I've already got a new one, that was the main motivation in paying this thing off

Jeremy H formerly Kalakaboooom > MazdaMonkey
08/25/2014 at 10:04

See it was different for me, because I had 6k left on it before I bought my FiST, and threw down 4k on it to get a lot of it out of the way, I wouldn't have had to make a payment until summer 2015, but that interest would have accumulated way up, so I had some extra money in savings and just killed off the loan.

I've already got a track car! I got a 944, just need to fix, uhh, everything on it haha.

RazoE > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:05

congratulations!

Jeremy H formerly Kalakaboooom > RazoE
08/25/2014 at 10:06

Thanks man!

davesaddiction @ opposite-lock.com > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:10

I know these feels. I paid my car off this summer (three years early). Only debt left is our mortgage!

Tohru > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:14

Time to buy something else.

OPPOsaurus WRX > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:19

only 28 more years of paying my mortgage. Hell yea. ummmm

mazda616 > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:34

Amen, dude! Congrats. We paid off my wife's car this year as well and it was a huge relief.

Jeremy H formerly Kalakaboooom > mazda616
08/25/2014 at 10:42

Thanks man, and yeah, it really is. I just immediately feel different, it's like, this car is mine now. I can do whatever I want with it!

Jeremy H formerly Kalakaboooom > Tohru
08/25/2014 at 10:44

I went and got myself a Fiesta ST earlier this year, so I'm not home free just yet

Jeremy H formerly Kalakaboooom > davesaddiction @ opposite-lock.com
08/25/2014 at 10:44

Nice, 3 years early isn't bad at all.

How long you got left on the mortgage?

Jeremy H formerly Kalakaboooom > OPPOsaurus WRX
08/25/2014 at 10:45

Yay mortgage!

At least you're on your way to owning, I still only rent :(

thebigbossyboss > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:57

Yup. You got it bud. Next project is to save up for a new car!

GhostZ > Jeremy H formerly Kalakaboooom
08/25/2014 at 10:58

Part of me secretly wishes that the dark side of this story is that you got a divorce and used the settlement to pay it off.

Jeremy H formerly Kalakaboooom > thebigbossyboss
08/25/2014 at 10:59

I've already got one, picked it up back in April, that was the main motivation to just paying off the older loan

thebigbossyboss > Jeremy H formerly Kalakaboooom
08/25/2014 at 11:01

Right on. Right now, we just rock my old Cavalier, but it's getting quite a bit older. We're planning on keeping the Cavalier and getting my Fiancee a Lolvo C30 probably in the spring. Can't wait.

BoulderZ > Jeremy H formerly Kalakaboooom
08/25/2014 at 11:13

Woohoo! Congratulations! You're going to need a bigger recycling/trash can for all the credit card offers they'll start sending you now.

mazda616 > Jeremy H formerly Kalakaboooom
08/25/2014 at 12:24

Haha so true. We actually paid my wife's car off very early (it's a 2013) due to my inheritance from my grandfather being issued to me. My favorite thing is having that extra $350 a month! Really helped us out of a tight spot since I lost my job in April. The payment was killing us.

Jeremy H formerly Kalakaboooom > thebigbossyboss
08/25/2014 at 12:47

I feel your pain, back when my wife and I first got married we were driving around in her 1998 Cavalier, I hated that freaking thing. But that Volvo will be nice, especially going up from a Cavalier

Jeremy H formerly Kalakaboooom > BoulderZ
08/25/2014 at 12:48

They've already begun. Half of my shredding pile is credit card offers.

Jeremy H formerly Kalakaboooom > mazda616
08/25/2014 at 12:49

Yeah, getting rid of that payment is definitely a huge plus, and sorry to hear about that man, what do you work in?

mazda616 > Jeremy H formerly Kalakaboooom
08/25/2014 at 14:42

Well, I began training to be an auto damage adjuster for an insurance company, but I didn't score highly enough on their preliminary training quizzes. So, they let me go rather abruptly. I'm going back to work on the 2nd of September at a local bank's mortgage servicing center. It isn't the most glamorous job, but it will do.